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Mortgage Trust
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      • Heather Douglas
      • Ian Murdock
      • Jill Wagner
      • Jordan Lee
      • Kristen Martha Brown
      • Lucas Schoen
      • Michael Leland
      • Team Woodard
      • Tonya Lance
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Kristen Martha Brown

Kristen Martha Brown

Kristen Martha Brown

Loan Officer

503.880.2045

kmb@mortgage-trust.com

NMLS 313848

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Your advisor, ally, and advocate throughout the mortgage process – holding your vision and having your back. Kristen’s clients come from all walks of life – engineers, artists, doctors, teachers, and entrepreneurs, to name a few.
 

Kristen joined Mortgage Trust in 2004 as a loan processor, learning the business from the inside out, and in 2006, she became a loan officer. She appreciates Mortgage Trust’s approach of addressing our clients’ finances holistically, and she supports our belief that everyone we work with might secure a better financial future. She is most proud of how cared for, heard, and comfortable her clients feel. They know they can ask her anything, that they’ll get a straight answer, and that she’s got their backs.

 

How did you arrive at this business? What path brought you here?

I have a BA in theatre from Whitman College and I was an out-of-work actor in need of a short-term, administrative-type job. A loan officer friend hired me as her assistant and processor. Seeing her client’s financial lives via their loan applications, I had a bit of a paradigm shift about how finances work. It changed my approach to my personal finances. Once my creatively-inclined brain truly understood how mortgages work, I found I was really good at putting non-analytical people like me at ease with the mortgage process. I could help them understand it, too. I liked this aspect a lot more than processing, and I became a loan officer.

What are you known for professionally?

Tenacity, patience, setting realistic expectations, and promising what I can deliver.

What do you have a knack for?

Helping people really understand mortgages and the mortgage process.

Where can we find you when you’re not working?

Trying out a new exercise class.

What’s your favorite way to spend a weekend or a Sunday afternoon?

Having coffee and doing the crossword with my husband at any one of the amazing coffee shops in town.

What is your favorite thing about working at Mortgage Trust?

The culture. It’s a very supportive place. Our employees are happy, they feel supported, and they get along with one another. With a culture like this, employees can focus on the reason we’re here – our clients.

Where did you grow up and why aren’t you there now?

In Coeur d’Alene, ID. I needed a place with more cultural diversity and more movie choices. I do miss summer days swimming in the lake, though.

Why have you chosen to live in Portland? What do you love about Portland?

The coffee. The food. The friendly and creative vibe of Vancouver/Portland. The coffee. I’ve traveled a lot, and I haven’t yet found a place I’d rather live. It’s beautiful here. THE COFFEE!!!

Any volunteer activities you’re crazy about?

SMART (Start Making a Reader Today)

Any nonprofits you love? Why?

Mercy Corps. I think it’s important for communities to help themselves, and Mercy Corps strives to give communities the tools to do that.

What would be impossible for you to give up?

COFFEE

Current Market Conditions

 

Optimal Blue Mortgage Market Indices are calculated utilizing real-time, actual locked rates with consumers across approximately 35% of all mortgage transactions nationwide. OptimalBlue’s rate data is provided here for informational purposes only and should not be considered an offer or a quote.

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State Licenses


State License Number Regulated Text Disclosures
California CA-DBO313848
Oregon 313848
Washington MLO-313848
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  • Company State Licenses
  • Privacy Policy
  • Program Disclosures

NMLS Consumer Access

In AL, FL, MN, NC, SD, TX, and UT Mortgage Trust operates and is licensed as Mortgage T, Inc.

CA borrowers: We are licensed by the California Department of Financial Protection and Innovation (DFPI) under the California Financing Law (CFL) license 60DBO-175171.

CT borrowers: We are a mortgage broker only -- not a mortgage lender or mortgage correspondent lender.

TX borrowers: Consumers wishing to file a complaint against a company or a residential mortgage loan originator should complete and send a complaint form to the Texas Department of Savings and Mortgage Lending, 2601 North Lamar, Suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the department’s website at www.sml.texas.gov. A toll-free consumer hotline is available at 1-877-276-5550. The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department’s website at www.sml.texas.gov.

This website is intended for informational purposes only and does not constitute an offer to lend. The terms and conditions of our programs, products, and services may change or be terminated without notice, and certain restrictions may apply. All loans are subject to underwriting approval. Rates, APR, and closing costs are subject to change without prior notice. Any rate(s) and fee(s) displayed here are estimates based on generic borrower profiles and standard property types. 'Generic' refers to borrowers with excellent credit history and financial characteristics, while 'standard property types' refers to typical residential properties that meet standard lending guidelines. The actual interest rate and fees available to you will depend on your credit history, the type of property, and other factors, and may differ from the rates displayed here. The Annual Percentage Rate (APR) is calculated based on a 365-day year, inclusive of typical closing costs. For more detailed information, please consult with one of our licensed loan originators. Please note that this does not constitute a guarantee of loan terms, and your final terms may vary. We operate as an Equal Housing Lender. Your privacy is of utmost importance to us, please refer to our privacy policy for more information.

Mortgage Trust, Inc. • NMLS 3250

PO Box 19267 • Portland, OR  97280

503.488.1800 • 888.990.2684

info@mortgage-trust.com

NMLS Consumer Access

In AL, FL, MN, NC, SD, TX, and UT Mortgage Trust operates and is licensed as Mortgage T, Inc.

CA borrowers: We are licensed by the California Department of Financial Protection and Innovation (DFPI) under the California Financing Law (CFL) license 60DBO-175171.

CT borrowers: We are a mortgage broker only -- not a mortgage lender or mortgage correspondent lender.

TX borrowers: Consumers wishing to file a complaint against a company or a residential mortgage loan originator should complete and send a complaint form to the Texas Department of Savings and Mortgage Lending, 2601 North Lamar, Suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the department’s website at www.sml.texas.gov. A toll-free consumer hotline is available at 1-877-276-5550. The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department’s website at www.sml.texas.gov.

This website is intended for informational purposes only and does not constitute an offer to lend. The terms and conditions of our programs, products, and services may change or be terminated without notice, and certain restrictions may apply. All loans are subject to underwriting approval. Rates, APR, and closing costs are subject to change without prior notice. Any rate(s) and fee(s) displayed here are estimates based on generic borrower profiles and standard property types. 'Generic' refers to borrowers with excellent credit history and financial characteristics, while 'standard property types' refers to typical residential properties that meet standard lending guidelines. The actual interest rate and fees available to you will depend on your credit history, the type of property, and other factors, and may differ from the rates displayed here. The Annual Percentage Rate (APR) is calculated based on a 365-day year, inclusive of typical closing costs. For more detailed information, please consult with one of our licensed loan originators. Please note that this does not constitute a guarantee of loan terms, and your final terms may vary. We operate as an Equal Housing Lender. Your privacy is of utmost importance to us, please refer to our privacy policy for more information.