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Mortgage Trust
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      • Ian Murdock
      • Jordan Lee
      • Kristen Martha Brown
      • Lucas Schoen
      • Michael Leland
      • Team Woodard
      • Tonya Lance
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Kristen Martha Brown

Kristen Martha Brown

Kristen Martha Brown

Loan Officer

503.880.2045

kmb@mortgage-trust.com

NMLS 313848

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Your advisor, ally, and advocate throughout the mortgage process – holding your vision and having your back. Kristen’s clients come from all walks of life – engineers, artists, doctors, teachers, and entrepreneurs, to name a few.
 

Kristen joined Mortgage Trust in 2004 as a loan processor, learning the business from the inside out, and in 2006, she became a loan officer. She appreciates Mortgage Trust’s approach of addressing our clients’ finances holistically, and she supports our belief that everyone we work with might secure a better financial future. She is most proud of how cared for, heard, and comfortable her clients feel. They know they can ask her anything, that they’ll get a straight answer, and that she’s got their backs.

 

How did you arrive at this business? What path brought you here?

I have a BA in theatre from Whitman College and I was an out-of-work actor in need of a short-term, administrative-type job. A loan officer friend hired me as her assistant and processor. Seeing her client’s financial lives via their loan applications, I had a bit of a paradigm shift about how finances work. It changed my approach to my personal finances. Once my creatively-inclined brain truly understood how mortgages work, I found I was really good at putting non-analytical people like me at ease with the mortgage process. I could help them understand it, too. I liked this aspect a lot more than processing, and I became a loan officer.

What are you known for professionally?

Tenacity, patience, setting realistic expectations, and promising what I can deliver.

What do you have a knack for?

Helping people really understand mortgages and the mortgage process.

Where can we find you when you’re not working?

Trying out a new exercise class.

What’s your favorite way to spend a weekend or a Sunday afternoon?

Having coffee and doing the crossword with my husband at any one of the amazing coffee shops in town.

What is your favorite thing about working at Mortgage Trust?

The culture. It’s a very supportive place. Our employees are happy, they feel supported, and they get along with one another. With a culture like this, employees can focus on the reason we’re here – our clients.

Where did you grow up and why aren’t you there now?

In Coeur d’Alene, ID. I needed a place with more cultural diversity and more movie choices. I do miss summer days swimming in the lake, though.

Why have you chosen to live in Portland? What do you love about Portland?

The coffee. The food. The friendly and creative vibe of Vancouver/Portland. The coffee. I’ve traveled a lot, and I haven’t yet found a place I’d rather live. It’s beautiful here. THE COFFEE!!!

Any volunteer activities you’re crazy about?

SMART (Start Making a Reader Today)

Any nonprofits you love? Why?

Mercy Corps. I think it’s important for communities to help themselves, and Mercy Corps strives to give communities the tools to do that.

What would be impossible for you to give up?

COFFEE

Current Market Conditions

 

Optimal Blue Mortgage Market Indices are calculated utilizing real-time, actual locked rates with consumers across approximately 35% of all mortgage transactions nationwide. OptimalBlue’s rate data is provided here for informational purposes only and should not be considered an offer or a quote.

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State Licenses


State License Number Regulated Text Disclosures
Oregon 313848
Washington MLO-313848
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  • Company State Licenses
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NMLS Consumer Access

In FL, MN, NC, SD, TX, and UT Mortgage Trust operates and is licensed as Mortgage T, Inc.

Mortgage broker only -- not a mortgage lender or mortgage correspondent lender

This website is for informational purposes only and is not a commitment to lend. Terms and conditions of programs, products, and services are subject to change or terminate without notice. All loans are subject to credit and property approval. Certain restrictions may apply on all programs. Annual Percentage Rate (APR) is calculated on a 365-day year with typical/normal closing costs. Rates and APR are subject to change with adjustments in closing costs. Properties and applicants must qualify. Please note that any rate(s) and fee(s) shown here are available to borrowers with an excellent credit history. The actual interest rate and fees available to you will be based on your credit history and may be different than the rates displayed here. Please consult one of our licensed loan originator for more information.

Mortgage Trust, Inc.    |    NMLS 3250

PO Box 19267    |    Portland, OR  97280

503.488.1800 or 888-990-2684    |    info@mortgage-trust.com

NMLS Consumer Access

In FL, MN, NC, SD, TX, and UT Mortgage Trust operates and is licensed as Mortgage T, Inc.

Mortgage broker only -- not a mortgage lender or mortgage correspondent lender

This website is for informational purposes only and is not a commitment to lend. Terms and conditions of programs, products, and services are subject to change or terminate without notice. All loans are subject to credit and property approval. Certain restrictions may apply on all programs. Annual Percentage Rate (APR) is calculated on a 365-day year with typical/normal closing costs. Rates and APR are subject to change with adjustments in closing costs. Properties and applicants must qualify. Please note that any rate(s) and fee(s) shown here are available to borrowers with an excellent credit history. The actual interest rate and fees available to you will be based on your credit history and may be different than the rates displayed here. Please consult one of our licensed loan originator for more information.