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Mortgage Trust
  • About Us
    • Our Team
      • Heather Douglas
      • Ian Murdock
      • Jordan Lee
      • Kristen Martha Brown
      • Lucas Schoen
      • Michael Leland
      • Team Woodard
      • Tonya Lance
  • Our Vision
  • Our Process
    • Loan Process
    • Loan Programs
    • What Not To Do
  • Join Us
  • Contact Us
  • Client Portal

Our Approach

Our employees treat all clients as relationships, not as transactions. Working with us, clients will work holistically toward improving their financial future. We intend to eliminate the discussion of rates, fees, and shopping and, instead, focus on real estate financing as a tool to build wealth. Through relationship building and the highest level of customer service, our clients will want to consistently refer their friends, family, and coworkers to us for their financial needs.

We assure our Loan Officers (LOs) are focused on their highest and best use: cultivating client relationships, qualifying borrowers, and finding optimal loan solutions. Therefore, our LOs spend very, very little time on any administrative or processing duties. Setting up files, obtaining documentation, and chasing down conditions – as well as all primary communications with everyone involved in a transaction – are handled by assistants and processors.


Our Culture

In such a competitive industry, we celebrate camaraderie. Because we are so successful and efficient at closing loans, we have the time to build an amazingly fun culture. Our commitment to teamwork is highlighted in the office, where interdepartmental communication is encouraged. Outside of the office, team-building events include bubble soccer, white water rafting, and trips to nearby wine country.

• We employ people who can contribute, grow, think, dream, create, and maintain a positive attitude.
• We provide excellence to our clients – with respect, transparency, equity, and honesty.
• We are more than “just another mortgage company.” The conversations we have and the resources we use with our clients revolve around their holistic financial lives.
• We consistently evaluate and improve every aspect of our business.
• We care about each other and have each other’s backs.
• We work hard, play hard, and give back to our community.
• Nobody works more than 40 hours/week – get a life!


Our Team

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  • Company State Licenses
  • Privacy Policy
  • Program Disclosures

NMLS Consumer Access

In FL, MN, NC, SD, TX, and UT Mortgage Trust operates and is licensed as Mortgage T, Inc.

CA borrowers: We are licensed by the California Department of Financial Protection and Innovation (DFPI) under the California Financing Law (CFL) license 60DBO-175171.

CT borrowers: We are a mortgage broker only -- not a mortgage lender or mortgage correspondent lender.

TX borrowers: Consumers wishing to file a complaint against a company or a residential mortgage loan originator should complete and send a complaint form to the Texas Department of Savings and Mortgage Lending, 2601 North Lamar, Suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the department’s website at www.sml.texas.gov. A toll-free consumer hotline is available at 1-877-276-5550. The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department’s website at www.sml.texas.gov.

This website is intended for informational purposes only and does not constitute an offer to lend. The terms and conditions of our programs, products, and services may change or be terminated without notice, and certain restrictions may apply. All loans are subject to underwriting approval. Rates, APR, and closing costs are subject to change without prior notice. Any rate(s) and fee(s) displayed here are estimates based on generic borrower profiles and standard property types. 'Generic' refers to borrowers with excellent credit history and financial characteristics, while 'standard property types' refers to typical residential properties that meet standard lending guidelines. The actual interest rate and fees available to you will depend on your credit history, the type of property, and other factors, and may differ from the rates displayed here. The Annual Percentage Rate (APR) is calculated based on a 365-day year, inclusive of typical closing costs. For more detailed information, please consult with one of our licensed loan originators. Please note that this does not constitute a guarantee of loan terms, and your final terms may vary. We operate as an Equal Housing Lender. Your privacy is of utmost importance to us, please refer to our privacy policy for more information.

Mortgage Trust, Inc. • NMLS 3250

PO Box 19267 • Portland, OR  97280

503.488.1800 • 888.990.2684

info@mortgage-trust.com

NMLS Consumer Access

In FL, MN, NC, SD, TX, and UT Mortgage Trust operates and is licensed as Mortgage T, Inc.

CA borrowers: We are licensed by the California Department of Financial Protection and Innovation (DFPI) under the California Financing Law (CFL) license 60DBO-175171.

CT borrowers: We are a mortgage broker only -- not a mortgage lender or mortgage correspondent lender.

TX borrowers: Consumers wishing to file a complaint against a company or a residential mortgage loan originator should complete and send a complaint form to the Texas Department of Savings and Mortgage Lending, 2601 North Lamar, Suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the department’s website at www.sml.texas.gov. A toll-free consumer hotline is available at 1-877-276-5550. The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department’s website at www.sml.texas.gov.

This website is intended for informational purposes only and does not constitute an offer to lend. The terms and conditions of our programs, products, and services may change or be terminated without notice, and certain restrictions may apply. All loans are subject to underwriting approval. Rates, APR, and closing costs are subject to change without prior notice. Any rate(s) and fee(s) displayed here are estimates based on generic borrower profiles and standard property types. 'Generic' refers to borrowers with excellent credit history and financial characteristics, while 'standard property types' refers to typical residential properties that meet standard lending guidelines. The actual interest rate and fees available to you will depend on your credit history, the type of property, and other factors, and may differ from the rates displayed here. The Annual Percentage Rate (APR) is calculated based on a 365-day year, inclusive of typical closing costs. For more detailed information, please consult with one of our licensed loan originators. Please note that this does not constitute a guarantee of loan terms, and your final terms may vary. We operate as an Equal Housing Lender. Your privacy is of utmost importance to us, please refer to our privacy policy for more information.