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Mortgage Trust
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      • Heather Douglas
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      • Tonya Lance
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Heather Douglas

Heather Douglas

Heather Douglas

Loan Officer

503.867.6481

heather.d@mortgage-trust.com

NMLS 2097720

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Heather joined the mortgage industry in 2020 as a loan processor. After learning the business from the inside out, she ascended to the role of a loan officer in early 2021. Heather's personal experiences in buying and selling homes have given her a well-rounded perspective on the process borrowers undergo from start to finish. Although she doesn’t claim to be a 'moving expert', Heather has navigated numerous transitions herself and utilizes this experience to assist clients who are relocating. When she's not immersed in her professional endeavors, Heather savors quality time with her husband and their two children. They can often be found enjoying a game at the local ballfield or relishing in the company of their extended family.

State Licenses


State License Number Regulated Text Disclosures
Oregon 2097720
Texas 2097720
  • Company State Licenses
  • Privacy Policy
  • Program Disclosures

NMLS Consumer Access

In AL, FL, MN, NC, SD, TX, and UT Mortgage Trust operates and is licensed as Mortgage T, Inc.

CA borrowers: We are licensed by the California Department of Financial Protection and Innovation (DFPI) under the California Financing Law (CFL) license 60DBO-175171.

CT borrowers: We are a mortgage broker only -- not a mortgage lender or mortgage correspondent lender.

TX borrowers: Consumers wishing to file a complaint against a company or a residential mortgage loan originator should complete and send a complaint form to the Texas Department of Savings and Mortgage Lending, 2601 North Lamar, Suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the department’s website at www.sml.texas.gov. A toll-free consumer hotline is available at 1-877-276-5550. The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department’s website at www.sml.texas.gov.

This website is intended for informational purposes only and does not constitute an offer to lend. The terms and conditions of our programs, products, and services may change or be terminated without notice, and certain restrictions may apply. All loans are subject to underwriting approval. Rates, APR, and closing costs are subject to change without prior notice. Any rate(s) and fee(s) displayed here are estimates based on generic borrower profiles and standard property types. 'Generic' refers to borrowers with excellent credit history and financial characteristics, while 'standard property types' refers to typical residential properties that meet standard lending guidelines. The actual interest rate and fees available to you will depend on your credit history, the type of property, and other factors, and may differ from the rates displayed here. The Annual Percentage Rate (APR) is calculated based on a 365-day year, inclusive of typical closing costs. For more detailed information, please consult with one of our licensed loan originators. Please note that this does not constitute a guarantee of loan terms, and your final terms may vary. We operate as an Equal Housing Lender. Your privacy is of utmost importance to us, please refer to our privacy policy for more information.

Mortgage Trust, Inc. • NMLS 3250

PO Box 19267 • Portland, OR  97280

503.488.1800 • 888.990.2684

info@mortgage-trust.com

NMLS Consumer Access

In AL, FL, MN, NC, SD, TX, and UT Mortgage Trust operates and is licensed as Mortgage T, Inc.

CA borrowers: We are licensed by the California Department of Financial Protection and Innovation (DFPI) under the California Financing Law (CFL) license 60DBO-175171.

CT borrowers: We are a mortgage broker only -- not a mortgage lender or mortgage correspondent lender.

TX borrowers: Consumers wishing to file a complaint against a company or a residential mortgage loan originator should complete and send a complaint form to the Texas Department of Savings and Mortgage Lending, 2601 North Lamar, Suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the department’s website at www.sml.texas.gov. A toll-free consumer hotline is available at 1-877-276-5550. The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department’s website at www.sml.texas.gov.

This website is intended for informational purposes only and does not constitute an offer to lend. The terms and conditions of our programs, products, and services may change or be terminated without notice, and certain restrictions may apply. All loans are subject to underwriting approval. Rates, APR, and closing costs are subject to change without prior notice. Any rate(s) and fee(s) displayed here are estimates based on generic borrower profiles and standard property types. 'Generic' refers to borrowers with excellent credit history and financial characteristics, while 'standard property types' refers to typical residential properties that meet standard lending guidelines. The actual interest rate and fees available to you will depend on your credit history, the type of property, and other factors, and may differ from the rates displayed here. The Annual Percentage Rate (APR) is calculated based on a 365-day year, inclusive of typical closing costs. For more detailed information, please consult with one of our licensed loan originators. Please note that this does not constitute a guarantee of loan terms, and your final terms may vary. We operate as an Equal Housing Lender. Your privacy is of utmost importance to us, please refer to our privacy policy for more information.